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Title Request Department

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Linear Title & Closing, Ltd.

 MISSION STATEMENT 

The professionals at Linear Title & Closing, Ltd. strive to provide exceptional settlement services by offering, "Tech Driven Closings". We combine cutting edge technology with services offered by the "best and brightest", real estate professionals in the industry.  We deliver the finest service, support and technical tools from a quality conscious company and are one of the few Title & Closing companies that monitor consumer satisfaction daily.

          We provide assistance to the real estate finance industry for home equity, refinance, purchase money mortgages as well as customized complex solutions for commercial transactions.

          The foundation of our success is Linear Systems®, the industries' most comprehensive settlement and title software. Our work flow systems streamline the settlement process, increase efficiency and add value by minimizing mistakes while allowing interactive web-based communication between all those involved in the closing of a loan.

History

Linear Title & Closing, Ltd. was established in 2005.  The company has assembled a wide range of corporate knowledge and over 25 years of real estate settlement services experience.   The principals and key management group collectively have experience in residential and complex commercial transactions in over 20 states with a strong concentration in RI, NY, NH, MA, CT, LA and MS.  The company has established a strong board of directors that bring significant experience in dealing with volume closings, technology, title insurance, clearing complex title request and REITS.  Linear Title & Closing, Ltd is positioned to assist lenders in achieving greater economies of scale and faster turnaround through the introduction of Linear Systems®

Operations 

Linear Systems is a web enabled eCommerce solution for land, title, insurance, and settlement services. The Linear Process is designed to streamline closings. All closing, insurance and title documents are generated by Linear Systems. Everyone starting from the realtor to the closing attorney has access to the system. The professionals at Linear Title & Closing, Ltd are responsible for moving the loan from the lender to the closing table and to ensure that everyone in the process is tasked through Linear Systems.

         Title orders are submitted on-line and the municipal address of the property is verified within seconds. Status is checked on-line as often as needed and information is shared between realtors, bankers, brokers, title examiners, tax assessors and all other parties to the closing process.

          All closing documents such as the HUD Statement, title commitment and the insurance documents are produced electronically and stored in Linear Systems. The documents are only printed when it is time for signatures. Lenders can view not only these documents on-line, but any other document associated with the closing such as Flood Certifications and Tax Statements.  

Expeditive Abstracting 

The professionals at Linear Title understand that time is of the essence when a loan has been sold to a prospective borrower. Linear Title directly addresses this issue with expeditive abstracting. Our title commitments are delivered to our clients well under the industry average times. Depending upon the venue of the loan, some title commitments can be returned in a matter of hours. Our focus is to give you, the lender, a competitive advantage with fast title commitment turn time so that you conclude your sale in timely fashion. If you have a “rush” order, merely specify “priority service” and our team will make the necessary adjustments to insure that your title commitment is returned as fast as possible. 

After Hour’s Closings 

In recent years lenders have been forced to offer unique services in order to insure competitive edge. The concept of after hour’s closings is not  new  but has become part of the mainstream of title company products. In that regard, Linear Title is prepared to close your borrower’s loan anywhere-anytime. We have a national network of mobile closing notaries equipped with wireless computers, scanners and printers who can be summoned to your borrower’s designated closing location in a moments notice. In this way, you add value, convenience, and competitive edge to your closing package as your borrower can close his/her loan with minimal inconvenience.

Quality Control 

Linear Title & Closing, Ltd.  is committed to ensuring that our customers are satisfied with our services and that those services are quality focused.  As such we believe it important to engage outside professionals to constantly review our processes and to make recommendations in areas that can improve our business.   We are committed to strong growth because expansion allows us to achieve better economies of scale which allows us to pass savings off to the consumer.  Our Quality Control plan ensures that we will maintain the same level of quality even as we continue to expand into other markets. 

Our financial information is reviewed monthly by the Northeastern CPA firm of  Batchelor, Frechette, McCrory, Michael & Co. This firm is also responsible for generating financial statements and reconciling every Linear Title & Closing, Ltd.  bank account each month.  Moreover, the Partners of Batchelor, Frechette, McCrory, Michael & Co., review our financial statements monthly and make recommendations in the areas that can improve our company. The purpose of the review is to prepare ourselves for a year end financial audit and to ensure that our accounting, banking and financial process are in order. 

Our processes for clearing title, abstracting, performing curative functions, closings and title insurance are reviewed for compliance quarterly by the law firm of Bardorf & Bardorf.  This firm has over 30 years experience in residential and commercial real estate closings.  Their objective in the quarterly audit is to locate areas that we can improve and to consult Linear Title & Closing in areas of the law and compliance that affect our operations and business itself.  

 Linear & Title & Closing, Ltd. also maintain a pro-active board of directors that have the industry experience necessary to guide the company in areas that will ensure success and constantly monitor quality.

LINEAR TITLE MANAGMENT TEAM 

Nick Liuzza;  President 

Mr. Liuzza is co-founder of Linear Title & Closing, Ltd. and serves as the company’s president and chief executive officer.   He is an innovator and a driving force behind the company's proprietary Linear Systems.  In his current capacity as President of the company, he is responsible for all facets of the company’s business activities, supervising operations, and all activities related to the organization and structure of title solutions sponsored by the company. 

In 2001, Mr. Liuzza founded New Age Staffing, Inc. a healthcare staffing company based in Nashville, Tennessee.   As the company’s chief executive officer, Mr. Liuzza rapidly grew New Age Staffing into a quality focused national provider of Healthcare personnel with multiple offices in Tennessee, Louisiana, Alabama, Colorado, and Rhode Island.  The company was sold in 2003 to publicly traded Crdentia (CRDE) where it became the platform of a reverse merger. After the merger, Mr. Liuzza  remained as senior vice president of marketing and international operations for Crdentia.  In that capacity Mr. Liuzza was responsible for structuring marketing policies as they related to organic growth and the integration of policies from future acquisitions performed by Crdentia.   He was also responsible for the recruitment of overseas personnel and managed an overseas staff based in Manila, Philippines.  

From 1996 to 2001, Mr. Liuzza was instrumental in the development of Acymtech, a software development firm that he co-founded.  Additionally, he served as marketing director for AMICUS where Mr. Liuzza was responsible for growth of the company and the start up and development of new offices.   Both companies won numerous awards for quality and were named Future Fifty companies in Middle Tennessee for several consecutive years. AMICUS grew to become the largest privately held Legal Staffing firm in the United States. It made the Inc. 500 list at number 99 and was eventually sold to publicly traded Modis (MPS).   

Mr. Liuzza’s strengths are in the startup and maturation of mid range companies with a view toward developing them into mature profitable businesses with a national foot print.  He is a quality focused leader that recruits and partners with talented industry professionals. 

Mr. Liuzza received bachelors in marketing from Louisiana State University in Baton Rouge. 

Rusty Solomon;  Managing Director 

Rusty Solomon's primary responsibility at Linear Title & Closing, Ltd. is nationwide operations. Mr. Solomon is also responsible for shaping the company's vision as it relates to marketing. In 2006, he is charged with the management of the Rhode Island processing center which is projected to close loans in over thirty states in 2006. Mr. Solomon is general adviser to Linear's Board of Directors on matters pertaining to operations and marketing.

Prior to joining Linear Title, Mr. Solomon served as President of AdvantEdge Real Estate Systems, a real estate services firm that specialized in after-hours closings and expeditive abstracting. At AdvantEdge, he was responsible for day-to-day operations of title services for its lender clients averaging approximately $20,000,000 in closings per month. At AdvantEdge, the average turnaround time for an abstract was .65 days.

Prior to joining AdvantEdge, Mr. Solomon was an analyst at the Lightstone Group in New York City where he reported to Lightstone Principals regarding the $638 million acquisition of Prime Retail, Inc. (NASDAQ: PMRE), a publicly traded REIT with 37 outlet centers throughout the United States, and over 10.4 million sq. ft. of GLA, the largest real estate transaction in Lightstone Group history.

Prior to joining Lightstone, Mr. Solomon was in the private practice of law where he received accolades as a well prepared and experienced litigator and tactician. During this time, he also served as an ad-hoc professor at Tulane Law School for ten (10) years.

Rusty Solomon is a graduate of Boston University School of Management with honors and received his J.D. from Tulane Law School. He has served on numerous boards including the Board of Directors of the Anti-Defamation League. 

Theresa M. Giannavola, Esq;  In-House Counsel

Theresa M. Giannavola joined Linear Title & Closing, Ltd. as In-House Counsel and is charged with the day-to-day operations, licensing, reviewing title, compliance and the implementation of corporate policy for Linear Title & Closing, Ltd. She works closely with the General Counsel on all legal matters pertaining to Linear Title and Closings' operations.

Prior to joining Linear Title & Closing, Ltd., Ms. Giannavola was an associate with Seegel, Lipshutz and Wilchins, P.C. in Wellesley, Massachusetts where her practice concentrated in corporate, business, real estate, estate and tax planning matters. Prior to this, Ms. Giannavola was an associate with Salter McGowan Sylvia & Leonard, Inc. in Providence, Rhode Island where her practice concentrated in corporate, business, Medicaid planning, estate and tax planning matters.

Theresa M. Giannavola is a graduate of the State University of New York at Buffalo, received her J.D. from Golden Gate University School of Law and received her LL.M. in Taxation from Boston University School of Louisiana